How are credit cards transactions processed? Learn more here:
A common first step in e-commerce fraud prevention is the 3D-Secure method. The identity of the card owner is then being verified before the purchase is authorized. During the payment process, the online shop sends a request to the card issuing bank. This in turn opens an input window in the browser and the customer must enter his personal security code, also known as SecureCode. If the confirmation of the authentication check is successful, the order proceed is confirmed. However, if it fails, the payment process is terminated immediately, and the transaction is cancelled.
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