Request a call from
Your data will be forwarded exclusively to UNIVERSUM Group
Thank you for requesting a recall.
UNIVERSUM Group has received your contact information and will contact you shortly.
The UNIVERSUM Group is a successful payment provider and collection service provider that operates independently from the group. WIth an innovative solution packet, the business provides an important service for securing liquidity for commercial customers. All services are planned in regards to the complete portfolio over an entire lifecycle from credit checks, to payment processing with invoice purchasing, billing in installments and direct debit, to receivables management and collection in national and international collections.
In 1982, UNIVERSUM Inkasso GmbH, a subsidiary of Neckermann Versand AG, is formed.
UNIVERSUM Group was formed in 2009, through the merger of Corporations Concent Forderungsmanagement GmbH (now UNIVERSUM Group Payment Solution GmbH), Continental Inkasso GmbH (now UNIVERSUM Finance GmbH), Producta Daten-Service GmbH (now UNIVERSUM Group Business GmbH) and the UNIVERSUM Inkasso GmbH. In 2014, the BBU GmbH, based in Frankfurt, comes the full owner of UNIVERSUM Group. BBU GmbH was later renamed UNIVERSUM Group GmbH. UNIVERSUM Group is headquartered in Frankfurt, Germany.
Merchants that would like to offer their customers billing, SEPA direct debit or installment payments will find all of those solutions possible through the omni-channel payment solution FlexiPay®. The UNIVERSUM Group takes over payment processing and also offers a 100% payment guarantee.
All FlexiPay solutions are offered White-Label, through which merchants remain the customers in the customer-relationship.
The omni-channel solution offers businesses the possibility to run credit checks of customers directly at checkout, so the only payment options the customer may use are the payment options that suit their credit. This way, merchants secure a high conversation rate for their online shops and manage to avoid many order cancellations - especially for customers that choose a payment method and then due to their credit, cannot pay with that specific method of payment.
If the merchant decides to use the bill payment with payment guarantee, UNIVERSUM Group takes over the claim and reimburses the merchant 100% of the claim amount. For this service, the merchant pays a transaction fee and a debt discount. With the fees, the credit check of the customer and the protection against missing payments for insecure methods of payment are covered.
The integration of the bill pay with FlexiPay payment guarantee or the FlexiPay factoring in online shops and ERP-Systems is done directly through one of the pre-established UNIVERSUM Group interfaces or as an extension with the FlexiPay plugin for the shop systems Magneto, Shopware, osCommerce, Hybris, Wordpress, Gambio, OXID and xt:commerce.
The UNIVERSUM Group has more than 30 years experience in the market. They offer an excellent industry-know-how and a service understanding that fulfills the highest claims. With the TÜV-Certification and as a member of the national organization of German Association of Debt Collection Companies (Bundesverband Deutscher Inkasso-Unternehmen e.V. – BDIU), the group fulfills strict requirements with national laws, conscientious and legally strong business practices. The Omni-Channel Solution FlexiPay is certified by Trusted Shops and praised by the German Federation of Merchants (Händlerbund).
Businesses such as Deutsche Bahn, Thomas Cook, Würth Modyf and Volkswagen Financial Services, HSE24 and babywalz work together with UNIVERSUM Group.