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SumUp Payments Limited, founded in 2011 and headquartered in London, provides point of sale services across Europe. The company operates offices in Amsterdam, in the Netherlands, Berlin, Germany, Boulder, in the United Sates, São Paulo, Brazil and Sofia, Bulgaria.
In 2016, SumUp acquired their concurrent Payleven, founded in 2012. The merger of both mobile payment companies created a business with 1 million customers in 15 countries.
The payment provider SumUp offers mobile payment services working both from tablet and smartphones. SumUp charges no fixed fees. A 2.65% transaction fee is charged for each transaction made.
Their main product is an EMV card reader processing payments by reading magnetic stripes, chips and through contactless payments (RFID/NFC). The device can process transaction with most credit and debit cards as well as with Apple Pay or Android Pay, where available. It connects with the smartphone or tablet via Bluetooth.
Merchants can register quickly to SumUp. There are no fixed costs, fixed contract or paperwork.
SumUp actually covers 15 countries. While it first focused on Europe, the provider expanded in Brazil, in 2013, and the United States, in 2016.
SumUp focuses on the retail branch, mostly working with coffee shops, retails stores, beauty salons and food delivery services.