Go back to comparison page
First Atlantic Commerce (FAC) Headquarter Bermuda Customers 250+
Request a call from
First Atlantic Commerce (FAC)
Your data will be forwarded exclusively to First Atlantic Commerce (FAC)
I agree to the privacy policy.
Request a recall
Done!
Thank you for requesting a recall.
First Atlantic Commerce (FAC) has received your contact information and will contact you shortly.
OK
Credit card
Debit card
Bank transfer
E-Wallet
Direct debit
Cash on delivery
Prepaid card
Invoice
Mobile Carrier Billing
Others
E-commerce
M-commerce
POS
mPos
MOTO
In-App
Pricing vary depending on different criteria - such as transaction volume, amount of shopping, sold products and requested services of a merchant. This is why we provide you with individual quotes. Paylobby will send you a quote within 2 days.
Acquirer
Processor
Collector
Aggregator
Payment method
Bermuda, Panama
Bahamas Telecom, Digicel, Jamaica Government, PriceSmart
+49 89 250 079 160
Credit card
  • American Express
  • CUP
  • DinersClubInternational
  • Discover
  • JCB
  • MasterCard
  • Visa
Debit card
Bank transfer
E-Wallet
Direct Debit
  • MasterCard
  • Visa
Cash on delivery
Invoice
Mobile Carrier Billing
Prepaid card
Others
Integration Features
Terms
Integration
  • Direct Payment API Integration
  • Realtime via Redirect Payment Page
Shopping Systemes
  • Joomla
  • jtl shop
  • Magento
  • osCommerce
  • Shopify
  • WordPress
Countries
EU
  • Belgium
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Guadeloupe
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
Europe
  • Albania
  • Andorra
  • Belgium
  • Estonia
  • Finland
  • France
  • Germany
  • Gibraltar
  • Great Britain
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Malta
  • Moldova
  • Monaco
  • Montenegro
  • Netherlands
  • Poland
  • Portugal
  • Russia
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Ukraine
  • Vatican City
EMEA
  • Albania
  • Andorra
  • Belgium
  • Estonia
  • Finland
  • France
  • Germany
  • Gibraltar
  • Great Britain
  • Greece
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Malta
  • Moldova
  • Monaco
  • Montenegro
  • Netherlands
  • Poland
  • Portugal
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Ukraine
  • Vatican City
Asia
  • Japan
  • Russia
Australia and Oceania
Africa
Middle East
Latin America
  • Argentina
  • Bahamas
  • Bermuda
  • Bolivia
  • Brazil
  • Cayman Islands
  • Chile
  • Colombia
  • Costa Rica
  • Cuba
  • Dominican Republic
  • Guadeloupe
  • Guatemala
  • Guyana
  • Haiti
  • Jamaica
  • Mexico
  • Nicaragua
  • Panama
  • Paraguay
  • Peru
  • Puerto Rico
  • Uruguay
  • US Virgin Islands
  • Venezuela
North America
  • USA
Fraud Solutions
  • 3D Secure
  • AVS
  • Blacklisting
  • Device Fingerprinting
  • GeoIP Services
  • Internal fraud-database
  • Machine learning Fraud/Risk Management
  • Scoring (e.g. velocity checks BIN data)
Licences / Certifications
  • PCI DSS
Customer Services
  • 24/7 Customer service
  • Local customer service
Payment Services
  • Batch File Processing
  • Micropayments
  • Multicurrency Settlements
  • Recurring Payments
  • Single payment transaction
  • Tokenization
Other Services
  • Invoice management
Reporting
  • Payment confirmation
  • Reporting in real-time
  • Risk / Fraud reporting
  • Transaction reporting
Offices
Industries
  • Banks/Insurance companies
  • Clothing/Shoes
  • Dating
  • Gaming
  • Hospitality
  • Retail
  • Telecommunications
  • Ticketing
  • Tourism
Company Profile

First Atlantic Commerce

First Atlantic Commerce Bermuda

First Atlantic Commerce (FAC) is a leading global, online payment solutions provider. FAC is headquartered in Bermuda and was established in 1998 to create secure card-based payment solutions for online businesses.

Caribbean payment gateway

FAC provides merchants with multi-currency payment solutions, tokenization services and PCI validated Point to Point Encryption solutions. As well, FAC provides merchants and banks with fraud management services including AVS-only, CVV, 3-D Secure™ and Kount’s fraud control system, in multiple jurisdictions across Europe, Mauritius, India and the Latin American Caribbean Region.

First Atlantic Commerce credit card processing

FAC’s processing platform, cGate, is a feature-rich payment system. Ideal for merchants with high capacity transaction volumes, it is a fast and secure, platform-independent, online payment gateway. Integrating cGate to their online shops enables merchants to offer a range of multi-currency credit card options at checkout, including Visa, MasterCard, and American Express. Depending on the bank and jurisdiction, other cards, such as Discover, Diners Club and Union Pay, are also available.

First Atlantic Commerce pricing

First Atlantic Commerce tailors its payment and fraud management to the specific needs of their merchants. Their pricing structure is composed of a transaction fee, with quote pricing in tiers according to transaction volume, with a minimum charge or 180 USD per month. Additionally, a one-time integration fee is charged. Bank charges must also be taken into account, which include merchant discount rate, and in some cases, a transaction fee. To cover chargebacks, most banks require a rolling reserve of 10% to be held for 180 days.

First Atlantic Commerce WooCommerce

In 2016, First Atlantic Commerce launched 3 plugins for WordPress WooCommerce shopping cart platform. The extensions allow online store owners to accept payment from their WordPress websites and have the funds directly deposited into their merchant accounts for the following countries and currencies: Bahamas, Barbados, Belize, Cayman Islands, East Caribbean, Guyana, Jamaica, and Trinidad.

First Atlantic Commerce Shopify

The FAC Shopify plugin, developed by Webgold, allows merchants from Caribbean and around the world to accept payments from their Shopify website via First Atlantic Commerce. The plugin extension was developed for FAC’s hosted payment page and supports 3D Secure authentication, including Verified by Visa and MasterCard SecureCode.